Copyright and Disclaimer

Copyright Ellyn Satter Associates (a/k/a ESA). and its logo, are service marks of Ellyn Satter Associates. Any other featured logos are service marks or trademarks of their respective owners.

Disclaimer The information and design of this site are owned by Ellyn Satter Associates. Except for a single temporary copy in a single computer's memory and a single permanent copy to be used by user, the information contained herein may not be used, copied, performed, distributed, rented, sublicensed, altered or stored for subsequent use, in whole or in part, in any manner, without the express prior written consent of Ellyn Satter Associates (unless such use constitutes fair use under the Copyright Act).

All information contained herein is believed by Ellyn Satter Associates to be accurate and reliable. Because of the possibility of human and mechanical error as well as other factors, Ellyn Satter Associates is not responsible for any errors or omissions, either its own or its information providers'. All information is provided 'as is' without warranty of any kind. Ellyn Satter Associates makes no representations and disclaims all express, implied, and statutory warranties of any kind to user and/or any third party, including as to accuracy, timeliness, completeness, merchantability, or fitness for any particular purpose.

Ellyn Satter Associates, nor any party hired by Ellyn Satter Associates in the execution of this site or the published materials from which it was derived, have no liability in tort, contract, or otherwise (and, as permitted by law, product liability), to user or any third party.

Ellyn Satter Associates shall under no circumstance be liable to user or any third party for any lost profits or lost opportunity, or any indirect, special, consequential, incidental, or punitive damages whatsoever, from any application of the information provided within this site, even if Ellyn Satter Associates has been advised of the possibility of such damages.

Some U.S. states and foreign countries provide rights in addition to those above, or do not allow excluding or limiting implied warranties, or liability for incidental or consequential damages. Therefore, the above limitations may not apply to you or there may be state provisions which supersede the above. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by an authorized agent of Ellyn Satter Associates and are governed by the laws of the United States and the State of Wisconsin.